Product Offerings - Dhanvarsha Finvest Limited (DFLTD) Product Offerings - Dhanvarsha Finvest Limited (DFLTD)

Product Offerings

A new age partner for the new age Indian entrepreneur

At Dhanvarsha, we are proud of our ability to empathize and understand our customer’s individual needs. This
helps us customize and provide personalized solutions to our customers. Our approach is to handhold every
customer throughout the loan disbursement process. This ensures efficiencies aligned with the customer’s
urgency and requirement.

Our product portfolio offers our customers an attractive bouquet of secured and unsecured financing solutions
to choose from. This helps cater to their wide range of business and personal requirements.

Our customer-centric product benefits include:

  • Attractive interest rates
  • High level of customer interaction for loan customization
  • Convenient EMI Options
  • Quick Turnaround Times
  • Working Capital Loan Interest Rate - Dhanvarsha Finvest Limited (DFLTD)
  • Business Loan

    Get quick disbursements

    We provide quick and easy with collateral-free business loans customized for all your business needs. We provide loans that are affordable, hassle-free and have minimal documentation so that you get the time and the peace of mind to think about scaling your business without having sleepless nights over lack of financing


You are eligible for our loans if you meet one / more of the criteria below:

Self Employed Non Professional (SENP)

If you are an individual engaged in manufacturing, service sector or trading (whether wholesale or retail, business or profession) other than listed below in Self Employed Professionals (SEP) section.

Non Individual (Entities)

Under the non-individual category, if you are company registered under The Companies Act, 1956 subsequently amended in 2013 or if you are a partnership firm or a limited liability partnership firm in the business of manufacturing, trading (wholesale or retail) or in the service industry. In such cases, the business entity should be the main applicant. In case of proprietorships, the firm should be the main applicant and the proprietor should be a co-applicant.

Self Employed Professionals (SEP)

If you are a practicing doctor, chartered accountant, company secretary, architect or any other professional with an independent practice.


The documents required for availing a loan with us are simple and include:

  • Application form with passport-sized photographs
  • Photo-Identity proof (Any one)
    Passport | Pan Card | Voters ID Card | Driving License
  • Balance sheet and P/L statement for last 2 years along with Audit reports and
  • KYC documents including Certificate & proof of business existence
  • Property documents (If secured, please refer to the Loan Against Property tab for more details).
    • Latest Sale deed
    • Property Chain link documents ( Previous Sale deeds of the property )
    • Approved Sanction Plan
    • OC Copy ( if available )
    • Society registration certificate copy( if available )
    • Society Share Certificate Copy( if available )
    • Latest Property Tax receipt
  • IT Returns for the last 3 years
  • Bank statements for the last 12 months
  • Maintenance bill
  • All documents require self attestation.
  • Existing loan tracks either through bank statements or Statement of Account ("SOA") of existing loans.


We are here to help

When can you apply for a Working Capital Loan?

A Working Capital Loan is ideal for you if you are running a business establishment and need working capital funding to attain your goals. We provide Unsecured Working Capital Loasn (Short Term) and Secured Working Capital Loans (Long Term) depending on your requirements.

What is the difference between Secured & Unsecured Working Capital Loans?

An Unsecured Working Capital Loan does not require you to provide any collateral security to us, however a Secured Working Capital Loan will require you to mortgage a Residential, Commercial or Industrial Property with us to avail funding.

Do you provide Working Capital Loans linked to EDC/POS machine collections?

Yes, we do have unique offerings in this segment. Please get in touch with us to know more.

How much funding can I get?

We provide unsecured Working Capital Loans INR 3 lakhs onwards.

What are the loan tenure options?

Short term Working Capital Loan typically have a tenure of 12 to 36 months, with long term loans having tenures ranging from 36 to 180 months.

How do I apply for a loan?

You can call us on "022-67708505 / 022-28264295", or drop an email with your details on or simply fill in a short form by clicking on "Apply for Loan" above and our Customer Service Representative will get in touch with you at the earliest.

How do I repay the loan?

Loan repayment typically happens via an Equated Monthly Instalment (EMI) payment by the borrower to the lender over the tenure of the loan. The EMI includes components of both Principle & Interest. Instalments are collected via direct debit from your bank account each month.

Can I foreclose my loan?

Yes, we offer the option to foreclose the loan. Details of the applicable foreclosure charges will be mentioned in your Sanction Letter.

EMI calculator

Attractive interest rates at your fingertips