At Dhanvarsha, we are proud of our ability to empathize and understand our customer’s individual needs. This
helps us customize and provide personalized solutions to our customers. Our approach is to handhold every
customer throughout the loan disbursement process. This ensures efficiencies aligned with the customer’s
urgency and requirement.
Our product portfolio offers our customers an attractive bouquet of secured and unsecured financing solutions
to choose from. This helps cater to their wide range of business and personal requirements.
You are eligible for our loans if you meet one / more of the criteria below:
If you are an individual engaged in manufacturing, service sector or trading (whether wholesale or retail, business or profession) other than listed below in Self Employed Professionals (SEP) section.
Under the non-individual category, if you are company registered under The Companies Act, 1956 subsequently amended in 2013 or if you are a partnership firm or a limited liability partnership firm in the business of manufacturing, trading (wholesale or retail) or in the service industry. In such cases, the business entity should be the main applicant. In case of proprietorships, the firm should be the main applicant and the proprietor should be a co-applicant.
If you are a practicing doctor, chartered accountant, company secretary, architect or any other professional with an independent practice.
If you are an individual in full time employment with an employer for monthly salary/ wage / remuneration.
This includes applicants working with any of the following institutions / firms: -
The documents required for availing a loan with us are simple and include:
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LAP (Loan Against Property) can be applied for if you are in need of funds for your business or any personal use and possess a residential, commercial or Industrial property which you can offer as collateral security.
A Loan Against Property is the best asset to leverage for business expansion or personal needs. It is offered against the market value of the property and with a clear repayment schedule, allows you to manage your cash flows and focus on your core business.
Any immovable property owned by the applicant/co applicant. Title to the property should be clear, marketable and free from any encumbrance. The charge created on property shall be exclusive. Such security will be created by deposit of original title documents of the said property.
We provide Loan Against Property INR 3 lakhs onwards.
LAP Loans have a tenure of 36 to 180 months.
You can call us on "022-67708505 / 022-28264295", or drop an email with your details on firstname.lastname@example.org or simply fill in a short form by clicking on "Apply for Loan" above and our Customer Service Representative will get in touch with you at the earliest.
Loan repayment typically happens via an Equated Monthly Instalment (EMI) payment by the borrower to the lender over the tenure of the loan. The EMI includes components of both Principle & Interest. Instalments are collected via direct debit from your bank account each month.
Yes, we offer the option to foreclose the loan. Details of the applicable foreclosure charges will be mentioned in your Sanction Letter.