Product Offerings

A new age partner for the new age Indian entrepreneur

At Dhanvarsha, we are proud of our ability to empathize and understand our customer’s individual needs. This
helps us customize and provide personalized solutions to our customers. Our approach is to handhold every
customer throughout the loan disbursement process. This ensures efficiencies aligned with the customer’s
urgency and requirement.

Our product portfolio offers our customers an attractive bouquet of secured and unsecured financing solutions
to choose from. This helps cater to their wide range of business and personal requirements.

Our customer-centric product benefits include:

  • Attractive interest rates
  • High level of customer interaction for loan customization
  • Convenient EMI Options
  • Quick Turnaround Times
  • Personal Loans

    Get quick disbursements

    Loans that help you fulfill your personal ambitions including a wedding in the family, home renovation, purchase of a new vehicle or your daughter's higher education. Our Personal Loans are fast, easy and affordable.

Eligibility

You are eligible for our loans if you meet one / more of the criteria below:

Salaried (Resident Indians Only)

If you are an individual in full time employment with an employer for monthly salary/ wage / remuneration.This includes applicants working with any of the following institutions / firms: -

  • Govt. institutions / Semi-Govt. institutions
  • Public sector undertakings
  • Private sector companies such as Limited Companies / MNCs & Private Limited Companies
  • Partnership and Proprietorship Firms

documentation

The documents required for availing a loan with us are simple and include:

  • Application form with passport-sized photographs
  • Photo-Identity proof (Any one)
    Passport | Pan Card | Voters ID Card | Driving License
  • KYC documents including proof of residence & employment
  • IT Returns for the last 3 years
  • Form 16 for last 2 years
  • Salary slips for last 6 months
  • Bank statements for the last 6 months
  • Loan tracks for last six months for all existing loans through Banking
  • All documents require self-attestation

FAQs

We are here to help

When can you apply for a Personal Loan?

Any eligible borrower can apply for a Personal Loan to meet any personal liquidity requirements which include funding for medical emergencies, occasions like marriage, home renovation, discretionary purchases, etc.

Do I need to provide any security for a Personal loan?

Personal Loans are typically unsecured loans backed by the personal guarantee and security cheques of the borrower.

How much funding can I get?

We provide short term Personal Loans INR 25,000 onwards.

What are the loan tenure options?

Personal Loans typically have a tenure of 6 to 36 months.

How do I apply for a loan?

You can call us on "022-67708505 / 022-28264295", or drop an email with your details on contact@dfltd.in or simply fill in a short form by clicking on "Apply for Loan" above and our Customer Service Representative will get in touch with you at the earliest.

How do I repay the loan?

Loan repayment typically happens via an Equated Monthly Installment (EMI) payment by the borrower to the lender over the tenure of the loan. The EMI includes components of both Principle & Interest. Installments are collected via direct debit from your bank account each month.

Can I foreclose my loan?

Yes, we offer the option to foreclose the loan. Details of the applicable foreclosure procedure will be mentioned in your Sanction Letter.

EMI calculator

Attractive interest rates at your fingertips