At Dhanvarsha, we are proud of our ability to empathize and understand our customer’s individual needs. This
helps us customize and provide personalized solutions to our customers. Our approach is to handhold every
customer throughout the loan disbursement process. This ensures efficiencies aligned with the customer’s
urgency and requirement.
Our product portfolio offers our customers an attractive bouquet of secured and unsecured financing solutions
to choose from. This helps cater to their wide range of business and personal requirements.
Loans that take care of your business needs for short-term funding or long-term financing. These loans are both secured and unsecured in nature and can be used for a variety of purposes including funding your tactical peak-season stocking requirements or expanding your existing operations for long-term business growth.
You are eligible for our loans if you meet one / more of the criteria below:
If you are an individual engaged in manufacturing, service sector or trading (whether wholesale or retail, business or profession) other than listed below in Self Employed Professionals (SEP) section.
Under the non-individual category, if you are company registered under The Companies Act, 1956 subsequently amended in 2013 or if you are a partnership firm or a limited liability partnership firm in the business of manufacturing, trading (wholesale or retail) or in the service industry. In such cases, the business entity should be the main applicant. In case of proprietorships, the firm should be the main applicant and the proprietor should be a co-applicant.
If you are a practicing doctor, chartered accountant, company secretary, architect or any other professional with an independent practice.
The documents required for availing a loan with us are simple and include:
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A Working Capital Loan is ideal for you if you are running a business establishment and need working capital funding to attain your goals. We provide Unsecured Working Capital Loasn (Short Term) and Secured Working Capital Loans (Long Term) depending on your requirements.
An Unsecured Working Capital Loan does not require you to provide any collateral security to us, however a Secured Working Capital Loan will require you to mortgage a Residential, Commercial or Industrial Property with us to avail funding.
Yes, we do have unique offerings in this segment. Please get in touch with us to know more.
We provide short term unsecured Working Capital Loans not exceeding INR 3 lakhs and long term secured Working Capital Loans not exceeding INR 25 lakhs.
Short term Working Capital Loan typically have a tenure of 12 to 36 months, with long term loans having tenures ranging from 36 to 180 months.
You can call us on "022-67708505 / 022-28264295", or drop an email with your details on email@example.com or simply fill in a short form by clicking on "Apply for Loan" above and our Customer Service Representative will get in touch with you at the earliest.
Loan repayment typically happens via an Equated Monthly Installment (EMI) payment by the borrower to the lender over the tenure of the loan. The EMI includes components of both Principle & Interest. Installments are collected via direct debit from your bank account each month.
Yes, we offer the option to foreclose the loan. Details of the applicable foreclosure charges will be mentioned in your Sanction Letter.