Vision
& Mission

Entrepreneurs are simply those

who understand that there is little difference

between obstacle andopportunity and

are able to turn both to their advantage


Victor Kiam

Dhanvarsha was formed with a vision to empower, with financial access, the unserved and underserved entrepreneurs of India. The mission is to not just achieve broad-based financial inclusion in this great nation of ours. It is to achieve financial inclusion with a greater social purpose – to build social capital.

We aim to be the catalyst to the entrepreneurs of India, by becoming not only their most preferred financial partner but also their partners in business and social growth. Our mission is to empower entrepreneurs by lending hand (financial support), lending head (business support) and lending heart (social & emotional support).

We are advocates of the Government's 'Make in India' campaign, 'Entrepreneurship and Skill Development Programme', and 'Prime Minister Employment Generation Programme' (PMEGP) to facilitate investment, foster innovation, enhance skill development, protect intellectual property & build best in class manufacturing infrastructure. Our philosophies and beliefs root back to the era of Indian democratic and financial evolution; the promoter group having made a mark with Wilson Pens - the brand that was used by Dr. Ambedkar to write the Constitution of India. Our objective has always been to contribute towards reshaping India into a global hub. Our customized, transparent, tech enabled systems and data centric approach towards product Innovation not only protects entrepreneurs but also pushes them up the value chain.  

We believe that technology is the greatest leveller ever. Hence, we use a ‘tech- enabled’ approach to business. At the same time, our focus on social good ensures human advisory element to the business is always there. We are an institution built by passionate individuals who understand the personal & business aspirations of our customers. We use our specialized underwriting techniques to cater to a large and high potential, but informal and underbanked market. We are in the business of building social capital which has a significant impact on nation-building.